Customer Stories

Helping a family settle their IHT bill before costs increased

Kate Hilton — Wed, 27 May 2026 14:30:00 GMT

We were recently made aware of a family who were facing an inheritance tax bill of around £1 million. Most of the bill was covered through their own assets and investments. But not all of it. A £300k shortfall stood between them and settling the estate.

And with 1st April approaching, the tax liability was about to increase. Pressure was rising. Time was tight.

The family’s Independent Financial Adviser introduced the case to Ampla, a reminder that IHT pressure doesn’t have to be just a solicitor or broker conversation. Advisers across the sector may benefit from having partners who can move efficiently and work neatly alongside existing funding.

So, we stepped in. We filled the final gap. We kept the estate on track.

Our team acted at pace, coordinating with other arrangements already in place. No disruption. No delay. Ampla provided the funding, helping the family meet the required timescales and progress the administration of the estate avoiding needless tax increases.

Straight decisions. Seamless collaboration. Momentum where it matters.

Real cases. Real outcomes

Becky — Wed, 27 May 2026 11:00:00 GMT

When a London broker’s client needed £140,000 fast to pay Inheritance Tax on a £4.5m estate – with challenges including no will and assets split between the UK and Ireland – most lenders stepped away.

At Ampla Finance, we saw a way forward.

A verified will search and UK-based assets let us approve an Executor Loan in just over two weeks, ensuring HMRC was paid on time, and the client could breathe easier.

Every estate is unique – our solutions are too.

Have you faced similar cross-border Probate hurdles? Let’s talk.

No Jargon. No delays. Just a clear path forward.

Becky — Wed, 27 May 2026 08:00:00 GMT

Due to inherit a sizeable estate, our client had a simple goal; take a long-planned, once-in-a-lifetime trip aboard. But with tickets selling fast and Probate moving slowly, timing was against them.

A regular introducer sent them our way, knowing we move quickly when others can’t. We stepped in with clarity from the start. No Jargon. No delays. Just a clear path forward.

By providing funds of a value up to 70% based on an anticipated inheritance, probate was granted and we gave this client the momentum they needed. They secured their bookings. They planned their trip. And they did it without the stress of waiting on the legal process.

Fast. Straightforward. Funding that unlocks life, not holds it up.

Swift support. Real relief. A fresh start made possible.

Kate Hilton — Wed, 27 May 2026 08:00:00 GMT

Early inheritance. Fresh start.

A Scottish broker came to us with a client who needed part of their legacy early, £60,000 from a £150,000 inheritance. The aim was clear: repay debts and secure a home before the arrival of a new baby.

Waiting for probate wasn’t an option. Other routes meant delays and more pressure at an already full-on time.

We moved fast. Assessed the case, recognised the strength of the estate, and funded against the client’s share.

From application to offer? Four days.

The outcome: debts gone, home secured, headspace restored.

Swift support. Real relief. A fresh start made possible.

How we adapted the process from start to finish

Amanda Wesson — Wed, 27 May 2026 07:00:00 GMT

Our client came to us with a severe vision impairment. What she needed was simple: information she could read, understand and trust. So we adapted fast.

We created every communication and loan document in a larger font and in all caps. We didn’t guess. We worked with her to test a few versions until we found a format that felt right. Clear. Comfortable. Easy to follow.

And while we tailored everything to her needs, we kept momentum. Our underwriters moved at pace, and we delivered a loan offer within four working days of submission.

Straightforward funding. Accessible documents. No delays. A service that adapts to the client, and never slows them down.

£82,500 Legal Funding Facility Agreed Within Days

Kate Hilton — Wed, 27 May 2026 07:00:00 GMT

When a client approached Ampla Finance for support with ongoing divorce and related legal proceedings, they needed access to funding to help progress their case while financial disclosure was still underway.

The client required a total facility of £82,500, comprising funding for financial remedy proceedings arising from the divorce, alongside associated legal matters.

At the time of application, the case was at the pre-disclosure stage, meaning the full extent of the marital assets had not yet been established. Following a review of the available information, we agreed an initial advance of £12,500 to support the immediate next steps in the proceedings.

The initial advance will assist with progressing the matter through to the exchange of Form E disclosures, as well as covering outstanding legal costs incurred to date. Subject to the review of financial disclosure documentation and there being no material changes in circumstances, the remaining balance of the approved facility may be made available at a later stage.

The application process moved quickly, with the application received on a Monday and a formal offer issued the following day, helping the client move forward without unnecessary delay.

Why This Case Stands Out

Legal proceedings can be financially demanding, particularly when key financial information is still being gathered and assessed. In this case, Ampla Finance was able to review the circumstances promptly and provide an initial funding solution designed to support the client’s immediate legal requirements while allowing additional funding to be considered as the case progresses.

This article is provided for information purposes only and does not constitute legal or financial advice, nor does it represent an offer of credit. All lending is subject to underwriting, eligibility checks and terms. Borrowing involves interest and fees.

The goal: make it easier to get the legal help they deserve, without added strain.

Becky — Wed, 27 May 2026 06:00:00 GMT

Change starts by listening.

£175,000 Probate Loan Completed Within One Week

Kate Hilton — Wed, 27 May 2026 02:30:00 GMT

When a client needed urgent probate funding, they approached Ampla Finance after receiving terms from another lender who advised they could complete within a week.