Family Law Loans | Straightforward Finance for Divorce Legal Fees

Divorce loans,  designed around you.

We fund life’s toughest moments. Simply, fairly, and collaboratively.

We offer divorce loans where you're only charged interest on the amount you use. Your solicitor is paid directly, reducing your admin and keeping you in control through our secure Untangled Platform.

Market leading rates from 19.5%
Loans from £10,000
No administration or early repayment fees
No monthly repayments required; everything is repaid once your settlement has been received
Up to £300 of independent legal advice costs added to your loan, interest free
Higher funding based on your expected settlement compared to other lenders
No hidden costs
No charges on unused funds
Maintenance loans to support everyday costs
Your solicitor draws down required funds which are approved by you before they are paid out. They repay your loan on your behalf when your case is settled
One dedicated point of contact from application approval to repayment
Funds released typically within days, from approval
Lending values based on your expected settlement, not your income or personal circumstances
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Enquire about a loan

What you need to know

We want to help you understand how this loan works and what it could mean for you:

The loan amount, including interest and any charges, is designed to be repaid from your financial settlement or other agreed outcome of your case.
The loan is repaid before any remaining settlement funds are released to you, which will reduce the settlement amount you ultimately receive.
If your case settles for less than expected, the settlement amount available to you after repayment may be reduced.
If you breach the terms of your loan agreement, or if your case does not progress as expected, the loan will become repayable before your settlement is received.

All lending is subject to eligibility and creditworthiness assessments.

Get funded in five steps

Speak to your solicitor

Refer your chosen solicitor to us.

Make an enquiry

Your solicitor fills out a simple application form for you.

Application review

We review your case and if accepted, we will tailor the loan to your needs.

Independent legal advice

We connect you with independent legal advice, so you make an informed decision.

Approval

If approved, your solicitor can draw funds as your case progresses. These payments are not released until you approve them. Your loan is repaid from your settlement by your solicitor, once your case is settled.

Got questions?

Our FAQs answer the questions we hear most from our customers and partners.

Visit FAQs

What you'll pay and when

Divorce is hard enough. Getting funding shouldn't be.

We make it straightforward to get the legal support you need, without upfront costs or hidden fees.

For example:

If you borrow £25,000 on day one and then repaid after 12 months at an interest rate of 19.5% per annum (variable). Representative 20.8% APR, then the total amount payable is £30,175. This includes £300 for independent legal advice payable at the end of the term. The total charge for credit is £5,175.

Disclaimer: This example is for illustrative purposes only. Actual rates and terms may vary.

Meet Nigel Shepherd, our adviser to Untangled since the early days of the business in 2020

Supporting the team with training on family law issues and providing expert technical and strategic advice on more complex cases.Nigel practised as a solicitor for almost 45 years, and was formerly national head of family law at the leading firm of Mills & Reeve. He is best known for his work in relation to no fault divorce, which became law in April 2022 after many years of campaigning. He plays a key role in the underwriting process on the more complex applications by ensuring that the key factors and range of outcomes are fully considered so decisions on lending can be made fairly and quickly.

How repayment works

We cut confusion, not corners. We're clear about how repayment works, so you’ll get no surprises later.

There's no monthly payments or upfront costs. Our loans are designed around these situations, which is why you usually only repay the loan once your settlement has realised.
Your solicitor will repay your loan, including interest and any charges, directly from your settlement when your case is finalised.
This repayment happens before any funds are paid to you.
Because of this, the amount you receive from your settlement will be reduced by the value of the loan.
If your settlement doesn’t cover the full balance, you’ll need to pay the remaining amount yourself.
If your case ends early or is discontinued, you’ll still be responsible for repaying the loan to us.
If the loan terms are breached, or your case runs longer than 24 months, repayment may be required before your settlement is received.

We do not provide legal or financial advice. If necessary please seek independent advice.

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What makes our divorce loans different

Our legal funding is fast, fair and designed for the realities of family law.

Our divorce loans typically offer:

Loans from £10,000
Market leading rates from 19.5%
No administration or early repayment fees
No monthly repayments required; everything is repaid once your settlement has been received
Up to £300 of ILA costs added to your loan, interest free
No jargon or hidden costs
Our specialist team is on hand to support our customers and legal professionals
Lending that supports both clients and customers to achieve better outcomes

Divorce is hard. Getting funding shouldn’t be.

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Why choose an Untangled divorce loan?

Without Untangled

Purpose-built

General borrowing options aren’t built for legal timelines or the complexities of divorce proceedings, which can make access to funds slower or more complex.

Repayments

Most other options require repayments to start immediately.

Transparency

Fees, rates, or timelines may be unclear, and progress updates can be inconsistent.

Expert support

Mainstream lenders may have limited understanding of legal processes and offer little guidance on specialist divorce funding.

Peace of mind

Borrowing can add stress or risk, especially when repayments start before a settlement is reached.

With Untangled

Purpose-built

Our loans are designed specifically for family law cases, managed directly between Untangled, yourself, and your solicitor.

Repayments

No required monthly repayments or upfront costs, as the loan is repaid from the settlement when your case concludes.

Transparency

No hidden fees or early repayment penalties, with clear communication at every stage.

Expert support

Managed by specialists who understand family law funding, ensuring that every loan is handled with fairness and empathy.

Peace of mind

Fair, flexible, and designed to relieve financial pressure during a difficult time.

Ampla Consumer Finance Limited (trading as Untangled) is authorised and regulated by the Financial Conduct Authority for Consumer Credit.
FCA Firm Reference Number: 792153.

Ampla Consumer Finance Limited is registered in England and Wales (Company No: 10906534. Registered office: 288 Bishopsgate, London EC2M 4QP.

Credit is subject to status and affordability checks. Terms and conditions apply. We act as a lender and do not provide regulated financial advice.

Untangled Loans Limited is registered in England and Wales (Company No: 16680123. Registered office: 288 Bishopsgate, London EC2M 4QP.

Divorce loans that take you from broken vows to brighter views.

Breaking up shouldn’t break you down.

Divorce loans,  designed around you.

We fund life’s toughest moments. Simply, fairly, and collaboratively.

What you need to know