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Based on 78 reviews

Family law loans that take you from broken vows to brighter views.

Breaking up shouldn’t break you down.

That’s why our family law loan is paid directly to your solicitor to cover legal fees and is repaid when your case is settled. Less admin, less financial strain, less confusion.

As we migrate to Untangled, you can still access the Ampla Hub for all live Family Law loans for drawdowns.

Enquire nowVisit Ampla Hub
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Get funded in five steps

1

Loop in your solicitor

Refer your chosen solicitor to us.

2

Make an enquiry

Your solicitor fills out a simple application form for you.

3

Application review

We review your case and if accepted, we will tailor the loan to your needs.

4

Independent legal advice

We connect you with independent legal advice, so you make an informed decision.

5

Approval

If approved, your solicitor can draw funds as your case progresses. These payments are not released until you approve them. Your loan is repaid from your settlement by your solicitor, once your case is settled.

Got questions?

Our FAQs answer the questions we hear most from our customers and partners.

Visit FAQs

Why choose an Untangled family law loan?

What you'll pay and when

Divorce is hard enough. Getting funding shouldn't be.

We make it faster and clearer to get the legal support you need, without upfront costs or hidden fees.

For example:

If you borrow £25,000 on day one and then repaid after 12 months at an interest rate of 19.5% per annum (variable). Representative 20.8% APR, then the total amount payable is £30,175. This includes £300 for independent legal advice payable at the end of the term. The total charge for credit is £5,175.

Disclaimer: This example is for illustrative purposes only. Actual rates and terms may vary.

Use our calculator to see how much you may be able to borrow.
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Meet Nigel Shepherd, our adviser to Untangled since the early days of the business in 2020

Supporting the team with training on family law issues and providing expert technical and strategic advice on more complex cases.Nigel practised as a solicitor for almost 45 years, and was formerly national head of family law at the leading firm of Mills & Reeve. He is best known for his work in relation to no fault divorce, which became law in April 2022 after many years of campaigning. He plays a key role in the underwriting process on the more complex applications by ensuring that the key factors and range of outcomes are fully considered so decisions on lending can be made fairly and quickly.

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How repayment works

We cut confusion, not corners.  We're clear about how repayment works, so you’ll get no surprises later.
  • There's no monthly payments or upfront costs, our loans are designed around these situations, which is why you usually only repay the loan once your settlement has realised.
  • Your solicitor will repay your loan, including interest and any charges, directly from your settlement when your case is finalised.
  • This repayment happens before any funds are paid to you.
  • Because of this, the amount you receive from your settlement will be reduced by the value of the loan.
  • If your settlement doesn’t cover the full balance, you’ll need to pay the remaining amount yourself.
  • If your case ends early or is discontinued, you’ll still be responsible for repaying the loan to us.
  • If the loan terms are breached, or your case runs longer than 24 months, repayment may be required before your settlement is received.
We do not provide legal or financial advice. If necessary please seek independent advice.
Start your application

Your other funding options

You should weigh up all your choices before deciding on a loan.

Some other options people consider are:

  • Personal loans from banks or online lenders
  • Credit cards for short-term access to funds
  • Support from family or friends
  • Savings or investments 

We understand both the process and the pressure of divorce, and we’re here to help you move forward.

Enquire now
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Simple interest explained

Untangled loans use simple interest, meaning interest is calculated only on the amount borrowed - see our one-pager for further details on how interest is calculated.

 

Simple interest explained
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What makes our family law loans different

Our legal funding is fast, fair and designed for the realities of family law.

Our family law loans typically offer:

  • No jargon or hidden costs
  • Our specialist team is on hand to support our customers and legal professionals 
  • Lending that supports both clients and advisors to achieve better outcomes
Divorce is hard. Getting funding shouldn’t be.
Enquire now
Excellent
Based on 70+ reviews

*Untangled was formerly known as Ampla Finance.

Quick response times

Quick response times, and willing to negotiate for the best interest of the clients.

Jessica, 13th April 2026

Professional and Brilliant.

Sam and Kish once again have delivered a professional lovely service given the unique circumstances we were facing. Deeply grateful to Ampla Finance for a brilliant team and services. Thank you. Jacqueline.

Jaqueline, 5th March 2025

Five stars for Ampla Finance!

I had a very positive experience with Ampla Finance. From the beginning, they were professional, clear, and supportive throughout the entire process. Everything was explained step by step in a way that was easy to understand, and I never felt rushed or pressured at any point. What could have been a stressful situation was made much more comfortable thanks to their patience and reassurance. I felt fully informed and confident in each stage of the process. I would definitely recommend Ampla Finance to anyone looking for a straightforward and professional service.

John, 17th February 2026

FANTASTIC SERVICE

William Dorey, Becky Dixon and Kish Kerai have provided a seamless process for a not so straight forward deal. Their communication has been top tier and I look forward to working with them again soon! All incredibly knowledgeable and responsive throughout.

Chloe, 16th February 2026

Why choose an Untangled
family law loan?

Without Untangled
Purpose-built

General borrowing options aren’t built for legal timelines or the complexities of divorce proceedings, which can make access to funds slower or more complex.

Repayments

Most other options require repayments to start immediately.

Transparency

Fees, rates, or timelines may be unclear, and progress updates can be inconsistent.

Expert support

Mainstream lenders may have limited understanding of legal processes and offer little guidance on specialist divorce funding.

Peace of mind

Borrowing can add stress or risk, especially when repayments start before a settlement is reached.

With Untangled
Purpose-built

Our loans are designed specifically for family law cases, managed directly between Untangled, yourself, and your solicitor.

Repayments

No required monthly repayments or upfront costs, as the loan is repaid from the settlement when your case concludes.

Transparency

No hidden fees or early repayment penalties, with clear communication at every stage.

Expert support

Managed by specialists who understand family law funding, ensuring that every loan is handled with fairness and empathy.

Peace of mind

Fair, flexible, and designed to relieve financial pressure during a difficult time.

Family Law Documents

Go from stuck to sorted with expert guidance. Our family law experts have created guides to help both clients and their representatives untangle the complex.

All guides
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Family law loans, 
designed around you.

We fund life’s toughest moments. Simply, fairly, and collaboratively.

We offer family law loans where you’re only charged for what you use. Your solicitor is paid directly, reducing your admin and keeping you in control through our secure Untangled Platform.

No hidden costs. No arrangement or early repayment fees. Just fair, flexible loans from £10,000, as well as maintenance loans to support everyday life.

Why choose Untangled

life doesn't
happen neatly.

Our loans help keep you steady when everything else feels shaky. We fund quickly, clearly, and without judgement.

 

Enquire now

Ampla Consumer Finance Limited (trading as Untangled) is authorised and regulated by the Financial Conduct Authority for Consumer Credit.
FCA Firm Reference Number: 79153.

Ampla Consumer Finance Limited is registered in England and Wales (Company No: 10906534. Registered office: 288 Bishopsgate, London EC2M 4QP.

Credit is subject to status and affordability checks. Terms and conditions apply. We act as a lender and do not provide regulated financial advice.

Untangled Loans Limited is registered in England and Wales (Company No: 16680123. Registered office: 288 Bishopsgate, London EC2M 4QP.