Ampla Finance is now, Untangled. Explore our new website.
untangled logo-2
phone-header+44 800 009 6590Enquire now

Why choose an Untangled 
Inheritance or Estate Advance loan?

Whether you're trying to access your inheritance before probate is complete, pay Inheritance Tax,
or cover estate-related expenses, our funding solutions can provide support when you need it most.
View our product guide here

Blank 2

Inheritance Advance Loans

Borrow up to 80% of the value of
your expected inheritance* 
Highest Loan-to-Settlement in the market

✓ Market leading rates from 18.75%
✓ Loans from £10,000 
✓ 2% arrangement fee added to the loan
✓ Interest is charged on a simple basis
✓ No early repayment fees
✓ No monthly repayments - everything is paid when
     the estate is settled
✓ Dedicated account manager from start to finish
✓ Funds typically sent to your account within days
     of approval
 

Get started here >


 

This loan is suitable for you if you have inherited money from an estate and need quick access to funds before distribution. It can help you avoid lengthy HMRC and estate administration delays while providing funds for everyday living expenses.

 

Blank 2

Estate Advance Loans

Borrow up to 80% of the expected
value of the estate*
Highest Loan-to-Settlement in the market

✓ Market leading rates from 18.75%
 ✓ Loans from £10,000
✓ 2% arrangement fee added to the loan 
✓ Interest is charged on a simple basis
✓ No early repayment fees
✓ No monthly repayments - everything is paid when
     the estate is settled
✓ Dedicated account manager from start to finish
✓ Funds typically sent to your account within days
     of approval
 
Get started here >
 

 

This loan is suitable for executors who need access to funds while completing the administration of an estate. It can help cover costs such as inheritance tax, estate debts, legal fees, and property repairs before assets can be released or sold.

 

Use our calculator to see how much you may be able to borrow.
Step 1 of 2


Select Product*

Has Probate been granted for the estate?*

We don’t stall.
We solve.

Loans built for the moments that freeze everything.
We help clients access the funds they need, support intermediaries
in finding solutions, and enable solicitors to keep matters progressing.

 

About Untangled
image 4
image 7

When it comes to funding, we simplify the complex with:

arrowsclarity

Clarity and Certainty

Our loans are transparent and straightforward, with no surprises. What we say, we do.

empathy2

Listening & Empathy

Our team provides genuine, human support when it matters most.

access2

Accessibility

We keep things simple, speak in plain language, and support you at every step of the journey

momentum2

Momentum

Speedy decisions and total flexibility are key to how we help you keep things moving under pressure.

Divorce Loans

Breaking up shouldn’t break you down.

 Access legal fee and living expense funding to provide support when you need it most, with funds paid directly to your solicitor. 

How divorce funding worksEnquire now

Divorce Loans

Breaking up shouldn’t break you down.

 Access legal fee and living expense funding to provide support when you need it most, with funds paid directly to your solicitor. 

How divorce funding worksEnquire now

Inheritance Loan

We don't stall; we solve. 

Borrow up to 70% of your expected settlement before probate is granted - or 80% afterwards - with our inheritance advance loan. 

How Inheritance Loans WorkEnquire now

Estate Loan

We don't stall; we solve. 

Access funds from the estate before probate is granted, to help cover expenses during administration, from legal fees and inheritance tax to property costs. 

How Estate Loans WorkEnquire now

Partner with us

Join our network of legal professionals and intermediaries who choose us to support their clients through life's toughest transitions.

We're trusted by many law firms, IFAs, solicitors, and intermediaries because we're:

tick

Compliant

We work within strict regulatory and legal standards, giving you and your clients peace of mind.

brainhead

Leading Experts

Your clients speak to specialists who know the financial and legal sectors inside and out.

efficnet

Efficient

Technology and automation streamlines our processes, delivering quick decisions and reducing admin.

eyee

Accountable

We’re transparent about every step, with no hidden charges and full visibility through the Untangled Platform.

handshake

Responsive

Your clients receive timely, considered decisions from real people.

Join our network

Together, we’ll help your clients move forward with confidence.

Become a partner

Practical guides for
life's challenges

Our lending experts have created family law, probate, and property guides to give you clarity, explain your options, and help you take the next step with confidence.

All guides

For clients

stuck in a process causing anxiety or delays.

For Intermediaries

looking for answers.

For Solicitors

who need momentum.

*SLA's representative of September 2026. These are averages, response times can vary by case.

Our average service levels*:

1seconds
Average time to answer a call
1hours
Average response to New Enquiry
1working days
Average time to work New Application

life doesn't
happen neatly.

Our loans help keep you steady when everything else feels shaky. We fund quickly, clearly, and without judgement.

 

Enquire now

Ampla Consumer Finance Limited (trading as Untangled) is authorised and regulated by the
Financial Conduct Authority for Consumer Credit. FCA Firm Reference Number: 792153 Ampla Consumer Finance Limited is registered in England and Wales (Company No: 10906534. Registered office: 288 Bishopsgate, London EC2M 4QP.
Credit is subject to status and affordability checks. Terms and conditions apply. We act as a lender and do not provide regulated financial advice. Untangled Loans Limited is registered in England and Wales (Company No: 16680123. Registered office: 288 Bishopsgate, London EC2M 4QP. *Borrow up to 70% of your expected inheritance value pre-probate, or 80% post-probate.